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Our expertise in the area of Construction Insurance is built on long-term relationships with contractors and construction clients. We work closely with contractors to understand construction loss exposures, review and design appropriate coverage, and provide feedback on contract insurance and indemnity provisions that may or may not increase liabilities.
Construction Insurance encompasses the areas of
Our wide range of construction risk management services includes reviews of past audits and assistance in allocating payroll to appropriate classifications. We provide insurance cost factors that are used in estimating. We coordinate safety engineering services, which are designed to reduce liabilities as well as reduce long-term costs. We also review past loss experience reports and have the unique ability to promulgate Experience Modification factors well in advance of policy effective dates. We will assist in the management of your fleet operations and provide you with motor vehicle reports on newly hired employees. We will also assist in the scheduling of mobile equipment, review valuation schedules, and offer blanket coverage on small and miscellaneous materials, supplies or tools.
All policies contain limitations and exclusions. This description is general in scope and the specific policy language must be referred to in actual determination of coverage. Please consult your account advisor with questions.
Turner Barker Insurance is a subsidiary of Gorham Savings Bank.
Insurance products are offered through Turner Barker Insurance.
Product offerings and insurance sold are not deposit obligations of, nor
guaranteed by the Bank and are not covered by Federal Deposit Insurance.
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