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Because we know you want the security of auto insurance at a
price that's right, we go to great lengths to customize a plan
that meets your needs and the needs of other drivers in your
household. Talk to us about auto coverage discounts such as:
anti-theft device, multi-policy, driver training,
and more.
Personal Auto insurance policies include both liability and
physical damage coverage. The most common
coverages include:
Bodily Injury and Property Damage Liability. This
coverage pays the damages for bodily injury or property
damage for which the insured is legally responsible because of
an automobile accident.
Medical Payments. This coverage pays reasonable and
necessary medical and funeral expenses incurred by an
insured because of an accident.
Uninsured Motorist. This coverage pays for bodily injury
caused by an uninsured motorist, a hit-and-run driver, or a driver
whose insurer becomes insolvent. Supplemental coverage for underinsured motorist coverage
is also available.
Collision. This coverage provides protection against the upset of your auto or non-owned
auto or a collision with another vehicle or object. Collision losses are paid regardless of fault.
Specified Cause of Loss. This coverage provides protection only for certain losses, including
fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief, vandalism, and
the sinking, burning, collision or derailment of a conveyance transporting the insured vehicle. Does not include breakage of glass.
Comprehensive. This coverage provides protection against any loss or damage to a covered
auto resulting from loss other than a collision or upset, or a loss specifically excluded. Generally insures against fire, theft, vandalism, glass breakage and most other perils except collision.
Additional coverages may be added for:
Rental Reimbursement. If a loss to your covered auto occurs, this will reimburse your expenses incurred to rent a substitute.
Towing and Labor. This reimburses your costs of towing and labor each time a covered auto is disabled.
All policies contain limitations and exclusions. This description is general in scope and the specific policy language must be referred to in actual determination of coverage. Please consult your account advisor with questions.
Turner Barker Insurance is a subsidiary of Gorham Savings Bank.
Insurance products are offered through Turner Barker Insurance.
Product offerings and insurance sold are not deposit obligations of, nor
guaranteed by the Bank and are not covered by Federal Deposit Insurance.
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