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The Personal Umbrella Policy was designed to provide coverage in the event of a catastrophic claim, lawsuit or judgment. Personal umbrella policies provide excess liability insurance over your basic primary policies, such as your homeowners, personal auto and boaters policies. Coverage is provided on a worldwide basis for the entire family.
Personal umbrella policies pay only after the limits of the underlying primary policies are exhausted. Note that Personal Umbrella policies vary between insurance companies and the actual coverage forms should always be reviewed.
All policies contain limitations and exclusions. This description is general in scope and the specific policy language must be referred to in actual determination of coverage. Please consult your account advisor with questions.
Turner Barker Insurance is a subsidiary of Gorham Savings Bank.
Insurance products are offered through Turner Barker Insurance.
Product offerings and insurance sold are not deposit obligations of, nor
guaranteed by the Bank and are not covered by Federal Deposit Insurance.
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